Note Vest Collectables

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Note Vest Collectables

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For financial advisers & their clients...

Discover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Discover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Your trusted source for Uncirculated Australian Paper

Pre-Decimal & Decimal Banknotes

Market Value Estimates

For financial advisers & their clients...

Discover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Discover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal BanknotesDiscover THE WORLD OF Australian PRE-Decimal & Decimal Banknotes

Your trusted source for Uncirculated Australian Paper

Pre-Decimal & Decimal Banknotes

Market Value Estimates

About Note Vest Collectables

Executive Summary...

8%–19% p.a. equivalent ROI

Key Investment Case...

Uncirculated Australian banknotes – both pre-decimal (1910–1965) and decimal paper series (1966–1992) – represent a niche but increasingly recognised alternative asset class. Unlike bullion or equities, their supply is fixed and declining due to natural attrition. With structured short-term agreements (3–18 months) and pre-agreed buyback 

Uncirculated Australian banknotes – both pre-decimal (1910–1965) and decimal paper series (1966–1992) – represent a niche but increasingly recognised alternative asset class. Unlike bullion or equities, their supply is fixed and declining due to natural attrition. With structured short-term agreements (3–18 months) and pre-agreed buyback options, investors can capture returns while mitigating downside risks.

For financial advisers, these agreements provide a compliant, tangible, and diversifying asset to offer wholesale clients seeking short-term gains and portfolio protection.

Key Investment Case...

8%–19% p.a. equivalent ROI

Key Investment Case...

Scarcity & Supply Dynamics

  • Pre-decimal notes were withdrawn from circulation in 1966 and destroyed in bulk – survivors are finite.
     
  • Decimal paper notes were replaced by polymer in the early 1990s – supply continues to contract.
     
  • Uncirculated examples command strong collector and investor demand.

8%–19% p.a. equivalent ROI

8%–19% p.a. equivalent ROI

8%–19% p.a. equivalent ROI

Performance vs. Traditional Assets

  • Banknotes have shown consistent appreciation in auction and private treaty markets (especially scarce prefixes and low-print runs).
     
  • Returns often exceed term deposits, with short-term agreements typically generating 8%–19% p.a..equivalent ROI.
     
  • Correlation with equities and property is negligible, offering genuine diversification.

About Note Vest Collectables

Adviser benefits...

Adviser benefits...

Adviser benefits...

For Advisers...

  • Present clients with a tangible, history-rich asset that resonates emotionally and financially.
     
  • Compliance-aligned structures (RG146 language, risk disclosures, wholesale classifications).
     
  • Enhanced value proposition for high-net-worth and wholesale clients seeking niche alternatives.

Client Benefits...

Adviser benefits...

Adviser benefits...

For Clients...

  • Exposure to rare, tangible assets backed by Australia’s banking and cultural heritage.
     
  • Defined short-term timeframes – unlike open-ended collectable investments.
     
  • Predictable ROI through contractual buybacks.
     
  • Portfolio hedge against inflation and currency devaluation.

Risk Management...

Adviser benefits...

Risk Management...

Risk Management...

  • Liquidity risk managed via contractual buybacks.
     
  • Market risk mitigated by sourcing only uncirculated, investment-grade notes.
     
  • Compliance risk reduced by adviser-aligned documentation (risk disclosure, wholesale declarations).
     
  • Valuation support from auction records, dealer indices, and historical sales data.

financial advisers can confidently introduce clients...

Short-Term Agreement Structure...

Australian uncirculated banknotes are not just collectables – they are finite historical assets with demonstrable market performance. By structuring investments through short-term agreements, financial advisers can confidently introduce clients to a secure, transparent, and profitable alternative investment.


These arrangements provide:

  • Clear ROI within fixed terms.
     
  • Diversification from mainstream asset classes.
     
  • Heritage-backed growth potential unmatched by synthetic or digital alternatives.
     

For advisers, this is an opportunity to deliver measurable value, compliance-ready solutions, and portfolio diversity in an asset class few competitors currently offer.

THE SANCTUARY IS BASED ON TRUST!

Please reach us at austbanknotes@protonmail.com if you cannot find an answer to your question.


THE SANCTUARY ETHOS...


PIFA Adviser Edition — January 2026

The Sanctuary is a private, discipline-driven trading operation built on verified data, controlled capital flow, and operational restraint.
It exists to deliver repeatable outcomes, not speculation.


One Source of Truth

All pricing, performance, and decisions are anchored to Fair Market Value (FMV) — not catalogue lag, anecdote, or promotion.
FMV is established from live market evidence and revised as conditions change.

Fair Market Value isn’t a claim — it’s a discipline.


Capital Discipline

Supporter capital is deployed with intent and recycled continuously.
No asset is acquired without an exit path.
No capital idles.
No leverage is hidden.

Performance is measured using mean averages, ensuring results reflect reality, not selective highs.


Segregation & Control

Founder structures maintain clear separation between:

  • Working capital
  • Expense reserves
  • Net Profit reserves

Expenses are pre-reserved, not back-filled.
Reserves exist to protect continuity, not to inflate returns.


Transparency Without Exposure

The Sanctuary operates under the principle:

“Anonymous is the respected word.”

Supporters are protected from unnecessary exposure.
Verification is provided through data, structure, and reconciled performance, not public disclosure or name-based validation.


Supporter Alignment

Supporters participate under a Base + Bonus framework:

  • Base returns aligned to recognised market benchmarks
  • Bonus participation drawn only from verified Net Profit, never projected outcomes

Bonus allocations are added to principal, reinforcing long-term alignment rather than short-term extraction.


Risk Is Managed, Not Marketed

There is no promise of guaranteed outcomes.
Risk is reduced through:

  • Asset selection
  • Velocity
  • Liquidity discipline
  • Continuous verification

What is purchased is intended to be sold.
What is sold is priced honestly.


Adviser Fit

The Sanctuary is suitable for advisers whose clients value:

  • Evidence over narrative
  • Structure over speculation
  • Process over prediction

It is not designed for mass distribution, productization, or retail promotion.


Closing Principle

The Sanctuary is based on trust —
data verified, private, disciplined.


What you see is what you get.


Important Information You Need To Know...

 roBBie Kovak™ – High-Velocity Trader & Collector 

Buy Below FMV → Sell at FMV (±15% margin)

Founder & Creator: Fair Market Value [FMV]

Member: International Bank Note Society

Member: The Numismatic Association of Australia

Member: Numismatic Society of South Australia

ABN: 43 350 451 362

PO Box 2405

Caulfield Junction  VIC 3161

austbanknotes@protonmail.com

The Profession of Independent Financial Advisers...

 

The Profession of Independent Financial Advisers exists to provide leadership to the financial advisory community and to the public at large on the provision of genuinely independent financial advice in this country.


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